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Facebook Ads Cost Per App Install Benchmarks for Finance

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Cost Per App Install for Finance

February 2025 - February 2026

Insights

Detailed observation of presented data

Introduction

Global Finance app marketers faced a far pricier year for installs than the market at large. Across all countries, the median Facebook Ads cost per app install (CPI) in Finance averaged $25.48 from January 2025 through January 2026, sharply above the global, all‑industry benchmark at $13.58. The year told a story of soft openings, a mid‑year slip, and then an explosive Q4 surge that pushed costs to their highest levels before moderating in January 2026. Volatility was a defining trait: Finance swung more than three times as hard month to month as the market overall.

This analysis is based on $3B worth of advertising data from our dataset, which provides strong directional benchmarks. This analysis explores ad performance trends for Finance across all countries compared to the global benchmark.

Section 1: The story in the data

Finance CPI started at $6.22 in January 2025 and ended at $19.41 in January 2026, rising more than threefold over the period. The average landed at $25.48, with a low in January ($6.22) and an extreme high in November ($80.06). The path wasn’t linear:

  • Early lift: February–April stepped up from $14.98 to $29.69, with April marking an early spike (+120% vs. the global benchmark that month).
  • Mid‑year cool‑down: May–August slid from $17.49 to $9.53, bottoming in August.
  • Autumn acceleration: Costs rebounded to $14.50 in September, then surged to $41.76 in October.
  • Peak holiday pressure: November ($80.06) and December ($58.51) were the two priciest months, before cooling to $19.41 in January 2026.

Volatility was pronounced. The average month‑to‑month swing in Finance CPI was $14.9, with the largest jump from October to November (+$38.3) and the steepest pullback from December to January (−$39.1). By contrast, the global benchmark moved a far steadier $4.5 on average per month.

Section 2: Seasonal and monthly dynamics

Seasonality was unmistakable. Finance CPI was modest in Q1 (averaging $12.32), dipped again into late summer (August low at $9.53), and then accelerated into Q4. The holiday stretch averaged $60.11—more than quadruple the January–September run rate ($14.61). This pattern aligns with heavier competition late in the year, where install costs typically rise faster than engagement metrics, especially in high‑value categories like Finance.

The cadence within the year also showed a classic “spring spike, summer lull, holiday surge” rhythm. April’s breakout and the June–August softness set up a sharp Q4 escalation, with November and December accounting for the annual peaks and the widest premiums over the market baseline.

Section 3: Finance vs. Global

Across the full period, Finance CPI ran about 88% above the global, all‑industry benchmark ($25.48 vs. $13.58). The gap was not constant:

  • Narrowest gap: September, when Finance trailed the market by ~10% ($14.50 vs. $16.17).
  • Widest premium: December, when Finance was about 461% above the benchmark ($58.51 vs. $10.43); November was similarly elevated (+450%).
  • Notable under‑market months: June (−55%), August (−39%), and January 2025 (−12%).

Trendwise, the benchmark rose from $7.10 in January 2025 to $15.39 in January 2026 (+117%), steadily but without extreme spikes. Finance climbed more unevenly—soft start, mid‑year dip, and a dramatic Q4 surge—ending higher than it began but well off the holiday peaks. Overall, Finance was more volatile (3.3x the monthly swing) and substantially pricier through most of the year, with 9 of 13 months above the global level.

Closing

Understanding Facebook Ads benchmarks for cost per app install in the Finance industry across all countries highlights a year defined by subdued starts, summer softness, and a pronounced Q4 surge. This CPI trendline, paired with broader CPC trends, CPM analysis, and CTR performance context, helps quantify country‑agnostic ad costs for Finance and compare them to global patterns.

Understanding the Data

Insights & analysis of Facebook advertising costs

Facebook advertising costs vary based on many factors including industry, target audience, ad placement, and campaign objectives. In the Finance industry, Facebook ad costs can be typically higher due to high competition and valuable conversions. Geographic targeting affects ad costs based on market competition and user engagement in different regions. Different campaign objectives lead to varying costs based on how Facebook optimizes for your specific goals. The data shown represents median values across multiple campaigns, and individual results may vary based on ad quality, audience targeting, and campaign optimization.

Why we use median instead of average

We use the median CTR because the underlying distribution of click-through rates is highly skewed, with a small share of campaigns achieving extremely high CTRs. These outliers can inflate a simple average, making it less representative of what most advertisers actually experience. By using the median—which sits at the midpoint of all campaigns—we provide a more rigorous and realistic benchmark that reflects the true underlying data model and helps you set attainable performance expectations.

Key Factors Affecting Facebook Ad Costs

  • Competition within your selected industry and audience demographics
  • Ad quality and relevance score – higher quality ads can lower costs
  • Campaign objective and bid strategy
  • Timing and seasonality – costs often increase during holiday periods
  • Ad placement (News Feed, Instagram, Audience Network, etc.)

Note: This data represents industry median values and benchmarks. Your actual costs may vary based on specific targeting, ad creative quality, and campaign optimization.

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The data behind the benchmarks

All data is sourced from over $3B in Facebook ad spend, collected across thousands of ad accounts that use Superads daily to analyze and improve their campaigns. Every data point is fully anonymized and aggregated—no individual advertiser is ever exposed.

This dataset updates frequently as new ad data flows in. It will only get bigger and better.

What's a good CPI for iOS vs Android in 2025?

iOS CPIs often range from $2 to $5 or more. Android is usually cheaper, between $1 and $3. Your CPI will depend on geo, creative, and optimization goal.

Why is my app install cost higher in some countries?

Some regions like the US, UK, and Canada have higher competition and stricter privacy regulations, which drive up costs. Countries with lower purchasing power typically have cheaper CPIs.

What creatives drive the lowest CPI on Facebook?

Short videos showing app benefits, UGC-style content, and localized messaging tend to perform best. Clear CTAs and fast-paced visuals help lower your CPI.

Should I optimize for installs or in-app actions?

Optimizing for installs gets volume, but optimizing for actions like signups or purchases brings higher quality users. It depends on your goals and how much post-install behavior matters.

How do I lower CPI without tanking app retention or quality?

Align your creative with the app experience, avoid misleading ads, and exclude users who already installed. You can also test lookalike audiences based on high-quality users, not just all installers.