Facebook Ads Insights Tool

Facebook Ads Cost Per Purchase Benchmarks for Finance

See how your purchase costs compare. Explore ecommerce conversion cost benchmarks by industry, region, and campaign type

Cost Per Purchase for Finance

October 2024 - October 2025

Insights

Detailed observation of presented data

Facebook Ads cost-per-purchase benchmarks: Finance, All countries available

This analysis looks at cost-per-purchase trends for industry Finance and target country All countries available compared to the global trend. The analysis is based on $3B worth of advertising data from our dataset, which provides strong directional benchmarks.

Main takeaways

  • Overall level: Finance (all countries) averaged $28.45 per purchase across the period, about 40% below the global baseline average of $47.73. Through Aug 2025 (before the late spike), Finance averaged $16.55, 66% below baseline.
  • Trend shape: Finance stayed in the teens to low-20s most months, then spiked sharply in Sep 2025. The baseline followed a steadier high-40s/low-50s band before easing into late summer.
  • Seasonality: Both series show Q4/Q1 inflation typical of Facebook Ads (higher costs around holidays and early Q1), though the Finance series displays a pronounced Nov dip then Dec rebound.
  • Volatility: Finance shows moderate month-to-month movement until an exceptional jump of roughly +850% in Sep 2025; the baseline is much steadier, with its largest drop in Sep 2025.

Finance (all countries) overview

  • Average: $28.45. Median monthly values were largely between $9.31 and $28.85 through Aug 2025.
  • High/low: Highest in Sep 2025 at $171.25; lowest in Nov 2024 at $9.31.
  • Notable shifts:
  • Nov 2024 dipped to $9.31, then rebounded +58% to $14.71 in Dec.
  • A steady climb through Q1/Q2 2025 peaked at $28.85 in Apr, followed by a May–Jun correction (−36.8% and −25.8%).
  • Jul–Aug 2025 recovered to ~$18, then surged to $171.25 in Sep (+~850% month over month).
  • Change from first to last month: From $14.88 (Sep 2024) to $171.25 (Sep 2025), a +1,051% increase, driven entirely by the Sep 2025 spike.

Global baseline comparison

  • Average: $47.73, with a relatively tight range across most months.
  • High/low: Highest in Feb 2025 at $53.89; lowest in Sep 2025 at $32.29.
  • Seasonality: Costs rose from Nov to Dec (+19%) and stayed elevated in Jan–Feb, then softened gradually through summer.
  • Change from first to last month: From $46.60 to $32.29 (−30.7%).

Relative positioning and seasonality

  • Most months (Sep 2024–Aug 2025), Finance is significantly below market—about two-thirds lower on average—indicating below-average cost-per-purchase versus the global benchmark.
  • In Sep 2025, Finance moved sharply above market: $171.25 vs $32.29 (about 5.3x the baseline).
  • Seasonal patterns appear in both series: Q4 and early Q1 typically show higher costs. Finance shows a distinct Nov softness followed by a Dec rebound, while the baseline exhibits a smoother Q4/Q1 uplift and gradual summer easing.

Understanding cost-per-purchase benchmarks on Facebook Ads in industry Finance and All countries available helps advertisers make more efficient budget and creative choices.

Understanding the Data

Insights & analysis of Facebook advertising costs

Facebook advertising costs vary based on many factors including industry, target audience, ad placement, and campaign objectives. In the Finance industry, Facebook ad costs can be typically higher due to high competition and valuable conversions. Geographic targeting affects ad costs based on market competition and user engagement in different regions. Different campaign objectives lead to varying costs based on how Facebook optimizes for your specific goals. The data shown represents median values across multiple campaigns, and individual results may vary based on ad quality, audience targeting, and campaign optimization.

Why we use median instead of average

We use the median CTR because the underlying distribution of click-through rates is highly skewed, with a small share of campaigns achieving extremely high CTRs. These outliers can inflate a simple average, making it less representative of what most advertisers actually experience. By using the median—which sits at the midpoint of all campaigns—we provide a more rigorous and realistic benchmark that reflects the true underlying data model and helps you set attainable performance expectations.

Key Factors Affecting Facebook Ad Costs

  • Competition within your selected industry and audience demographics
  • Ad quality and relevance score – higher quality ads can lower costs
  • Campaign objective and bid strategy
  • Timing and seasonality – costs often increase during holiday periods
  • Ad placement (News Feed, Instagram, Audience Network, etc.)

Note: This data represents industry median values and benchmarks. Your actual costs may vary based on specific targeting, ad creative quality, and campaign optimization.

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The data behind the benchmarks

All data is sourced from over $3B in Facebook ad spend, collected across thousands of ad accounts that use Superads daily to analyze and improve their campaigns. Every data point is fully anonymized and aggregated—no individual advertiser is ever exposed.

This dataset updates frequently as new ad data flows in. It will only get bigger and better.

What's a healthy cost per purchase for ecommerce brands?

It depends on your product price and margins. Most brands aim for $10 to $50. For higher-ticket products, a higher CPA may be acceptable as long as you're maintaining a strong return on ad spend.

How does product price impact CPA benchmarks?

Higher-priced products typically have a higher CPA because people take longer to convert. That's not necessarily a problem if your margin can support it. You should measure CPA in context with AOV and LTV.

Why are my purchase costs going up despite stable ROAS?

Your AOV may be increasing, which helps maintain ROAS even if CPA rises. You could also be facing higher CPMs, lower conversion rates, or creative fatigue.

Should I use manual bidding to control CPA more effectively?

Manual bidding can help if you're struggling to stay within target CPA. It's best used by experienced advertisers who can monitor performance and adjust regularly. It gives more control, but also requires more effort.

How do I scale spend without letting CPA skyrocket?

Increase budget gradually, rotate creative often, and avoid overlapping audiences. Scaling too quickly can lead to audience saturation and rising CPAs.