Facebook Ads Insights Tool

Facebook Ads Cost Per Purchase Benchmarks for Finance

See how your purchase costs compare. Explore ecommerce conversion cost benchmarks by industry, region, and campaign type

Cost Per Purchase for Finance

November 2024 - November 2025

Insights

Detailed observation of presented data

Introduction

The finance industry’s Facebook Ads cost per purchase (CPP) ran far below the global all-industry benchmark this year, but it didn’t move quietly. Across all countries, Finance averaged roughly $17.96 per purchase versus a $49.28 global median — about two-thirds lower — while tracing a choppy path: a sharp lift into spring, a mid-year cool-off, and a late-summer rebound that softened into October. Volatility was also more pronounced than the market overall, with several standout surges and dips.

This analysis is based on $3B worth of advertising data from our dataset, which provides strong directional benchmarks. This analysis explores ad performance trends for Finance across all countries compared to the global benchmark.

The story in the data

Finance CPP opened at $9.85 in November 2024 and closed at $18.84 in October 2025, a 91% rise end to end. The series peaked at $22.86 in April and bottomed at that November trough. The annual average landed at $17.96, with month-to-month moves averaging $3.23 (about 22% on a percentage basis), signaling a more volatile profile than the broader market.

Key movements:

  • November to December: a sharp rebound from $9.85 to $17.58 (+79%).
  • January dip to $14.41 (−18% m/m), followed by a strong February climb to $20.47 (+42%).
  • March held steady ($20.58, +0.5%), before the April high at $22.86 (+11%).
  • A two-month pullback into June ($14.74, −23% in May and −17% in June combined).
  • A late-summer rebuild to $20.83 in August, easing to $19.37 in September and $18.84 in October.

By contrast, the global benchmark moved more evenly, with average monthly absolute changes of $2.53 (about 5.3%): cresting in February at $53.80 and gradually easing into October at $43.29.

Seasonal and monthly dynamics

Seasonality shows a distinct rhythm. Finance CPP rallied from a soft November into December, then stayed elevated through early spring, culminating in an April high. Costs softened into early summer — a recognizable mid-year lull — before rebuilding in late Q3. October ticked down modestly from September, sitting below the August late-summer pop. The global benchmark showed its own cadence: Q1/early Q2 strength tapering into summer, a brief August lift, and a softer October.

Country vs. Global

Finance CPP remained consistently below market throughout the period:

  • On average, Finance was 64% below the global benchmark ($17.96 vs. $49.28).
  • The gap ranged from 56% to 77% below market month to month.
  • Narrowest in April (Finance $22.86 vs. global $51.56, −56%).
  • Widest in November on a percentage basis (−77%).
  • Largest dollar gap in January ($14.41 vs. $52.02, a $37.60 spread).

Trend shape differed as well: the global series rose steadily into February and eased into October, while Finance moved more dynamically — sharper early-year lifts and deeper mid-year pullbacks — with roughly 28% higher dollar volatility and about 4x higher percentage volatility than the market.

Closing

These Facebook Ads benchmarks for cost per purchase highlight how industry ad performance in Finance across all countries compares with global norms. While CPC trends, CPM analysis, and CTR performance frame broader engagement and cost dynamics, this CPP view pinpoints country-specific ad costs at the point of purchase — showing Finance’s consistently below-market levels and a more volatile month-to-month pattern relative to the global benchmark.

Understanding the Data

Insights & analysis of Facebook advertising costs

Facebook advertising costs vary based on many factors including industry, target audience, ad placement, and campaign objectives. In the Finance industry, Facebook ad costs can be typically higher due to high competition and valuable conversions. Geographic targeting affects ad costs based on market competition and user engagement in different regions. Different campaign objectives lead to varying costs based on how Facebook optimizes for your specific goals. The data shown represents median values across multiple campaigns, and individual results may vary based on ad quality, audience targeting, and campaign optimization.

Why we use median instead of average

We use the median CTR because the underlying distribution of click-through rates is highly skewed, with a small share of campaigns achieving extremely high CTRs. These outliers can inflate a simple average, making it less representative of what most advertisers actually experience. By using the median—which sits at the midpoint of all campaigns—we provide a more rigorous and realistic benchmark that reflects the true underlying data model and helps you set attainable performance expectations.

Key Factors Affecting Facebook Ad Costs

  • Competition within your selected industry and audience demographics
  • Ad quality and relevance score – higher quality ads can lower costs
  • Campaign objective and bid strategy
  • Timing and seasonality – costs often increase during holiday periods
  • Ad placement (News Feed, Instagram, Audience Network, etc.)

Note: This data represents industry median values and benchmarks. Your actual costs may vary based on specific targeting, ad creative quality, and campaign optimization.

Optimize Smarter with Superads

Improve your Facebook ad performance

Instant performance insights – See which ads, audiences, and creatives drive results.

Data-driven creative decisions – Spot patterns to improve ROAS.

Effortless reporting – No spreadsheets, just clear insights.

Get Started for free →

The data behind the benchmarks

All data is sourced from over $3B in Facebook ad spend, collected across thousands of ad accounts that use Superads daily to analyze and improve their campaigns. Every data point is fully anonymized and aggregated—no individual advertiser is ever exposed.

This dataset updates frequently as new ad data flows in. It will only get bigger and better.

What's a healthy cost per purchase for ecommerce brands?

It depends on your product price and margins. Most brands aim for $10 to $50. For higher-ticket products, a higher CPA may be acceptable as long as you're maintaining a strong return on ad spend.

How does product price impact CPA benchmarks?

Higher-priced products typically have a higher CPA because people take longer to convert. That's not necessarily a problem if your margin can support it. You should measure CPA in context with AOV and LTV.

Why are my purchase costs going up despite stable ROAS?

Your AOV may be increasing, which helps maintain ROAS even if CPA rises. You could also be facing higher CPMs, lower conversion rates, or creative fatigue.

Should I use manual bidding to control CPA more effectively?

Manual bidding can help if you're struggling to stay within target CPA. It's best used by experienced advertisers who can monitor performance and adjust regularly. It gives more control, but also requires more effort.

How do I scale spend without letting CPA skyrocket?

Increase budget gradually, rotate creative often, and avoid overlapping audiences. Scaling too quickly can lead to audience saturation and rising CPAs.