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Facebook Ads Cost Per Purchase Benchmarks for Finance in Australia

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Cost Per Purchase for Finance in Australia

October 2024 - October 2025

Insights

Detailed observation of presented data

Cost per purchase benchmarks: Finance in Australia vs global

This analysis looks at cost per purchase trends for industry Finance and target country Australia compared to the global trend. It is based on $3B worth of advertising data from our dataset, which provides strong directional benchmarks.

Main takeaways

  • Australia’s Finance cost per purchase averaged 140.14 across Oct 2024–Jun 2025, roughly 2.8x above the global baseline’s 49.97 for the same period.
  • Volatility was extreme in Australia (average absolute month‑over‑month change ~461%) versus a stable global pattern (~5.6%).
  • High/low in Australia: peak in Feb 2025 at 430.11; trough in Nov 2024 at 1.84. Global high/low over the same months: 53.89 (Feb 2025) and 43.19 (Nov 2024).
  • From Oct 2024 to Jun 2025, Australia rose +107% (21.56 to 44.66), while the global series was essentially flat (+0.6%).
  • Australia was above the global level in 5 of 9 overlapping months, with outsized spikes in Jan–Feb 2025.

Selected data overview: Finance in Australia

  • Average: 140.14 across nine months.
  • High: 430.11 in Feb 2025; notable secondary peak 242.11 in May 2025.
  • Low: 1.84 in Nov 2024.
  • Start-to-end change: +107% (Oct 2024 at 21.56 to Jun 2025 at 44.66).
  • Notable swings:
  • Nov 2024 collapsed to 1.84 (−91% vs Oct).
  • Dec 2024 rebounded to 51.04 (+2,677% vs Nov).
  • Jan–Feb 2025 surged to 303.28 and 430.11.
  • March–April eased to 89.05 and 77.59, before a May spike to 242.11 and a June normalization to 44.66.

These movements indicate very sharp month-to-month fluctuations rather than a smooth seasonal curve.

Comparison to the global baseline

  • Baseline average: 49.97 across Oct 2024–Jun 2025.
  • Baseline high/low: 53.89 (Feb 2025) and 43.19 (Nov 2024).
  • Volatility: low and steady (average absolute MoM change ~5.6%).
  • Relative positioning by month:
  • Below market in Oct (−54%), Nov (−96%), Dec (−1%), and Jun (−5%).
  • Above market in Jan (+480%), Feb (+698%), Mar (+69%), Apr (+51%), and May (+375%).
  • The February peak in Australia (430.11) is the clear outlier versus the modest global lift typical for Q1.

Seasonal context

  • Globally, costs are relatively steady with mild increases around late Q4 and early Q1.
  • In Australia’s Finance data, the most pronounced elevations occur post-holiday (Jan–Feb), with an additional May spike. June returns near the global level, suggesting the prior months’ elevations were episodic rather than structural.

Understanding cost per purchase benchmarks on Facebook Ads in industry Finance and Australia helps advertisers make more efficient budget and creative choices.

Understanding the Data

Insights & analysis of Facebook advertising costs

Facebook advertising costs vary based on many factors including industry, target audience, ad placement, and campaign objectives. In the Finance industry, Facebook ad costs can be typically higher due to high competition and valuable conversions. For campaigns targeting Australia, advertisers typically see good engagement rates despite moderate costs. Different campaign objectives lead to varying costs based on how Facebook optimizes for your specific goals. The data shown represents median values across multiple campaigns, and individual results may vary based on ad quality, audience targeting, and campaign optimization.

Why we use median instead of average

We use the median CTR because the underlying distribution of click-through rates is highly skewed, with a small share of campaigns achieving extremely high CTRs. These outliers can inflate a simple average, making it less representative of what most advertisers actually experience. By using the median—which sits at the midpoint of all campaigns—we provide a more rigorous and realistic benchmark that reflects the true underlying data model and helps you set attainable performance expectations.

Key Factors Affecting Facebook Ad Costs

  • Competition within your selected industry and audience demographics
  • Ad quality and relevance score – higher quality ads can lower costs
  • Campaign objective and bid strategy
  • Timing and seasonality – costs often increase during holiday periods
  • Ad placement (News Feed, Instagram, Audience Network, etc.)

Note: This data represents industry median values and benchmarks. Your actual costs may vary based on specific targeting, ad creative quality, and campaign optimization.

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The data behind the benchmarks

All data is sourced from over $3B in Facebook ad spend, collected across thousands of ad accounts that use Superads daily to analyze and improve their campaigns. Every data point is fully anonymized and aggregated—no individual advertiser is ever exposed.

This dataset updates frequently as new ad data flows in. It will only get bigger and better.

Australia Advertising Landscape

National Holidays

Jan 1New Year's Day
Jan 27Australia Day (observed)
Apr 18‑21Easter weekend
Apr 25Anzac Day
Jun 9King's Birthday
Oct 6Labour Day
Dec 25Christmas Day
Dec 26Boxing Day

Key Shopping Season

Late December (Christmas and Boxing Day), Early December (Cyber Monday), January (Back-to-school), May (Mother's Day)

Potential Advertising Impact

Ad costs could spike around major holidays, especially Easter, Anzac Day, and Christmas. Increased budgets and earlier scheduling may be necessary. Retailers should consider planning promotions around back-to-school and Mother's Day to maximize campaign effectiveness.

What's a healthy cost per purchase for ecommerce brands?

It depends on your product price and margins. Most brands aim for $10 to $50. For higher-ticket products, a higher CPA may be acceptable as long as you're maintaining a strong return on ad spend.

How does product price impact CPA benchmarks?

Higher-priced products typically have a higher CPA because people take longer to convert. That's not necessarily a problem if your margin can support it. You should measure CPA in context with AOV and LTV.

Why are my purchase costs going up despite stable ROAS?

Your AOV may be increasing, which helps maintain ROAS even if CPA rises. You could also be facing higher CPMs, lower conversion rates, or creative fatigue.

Should I use manual bidding to control CPA more effectively?

Manual bidding can help if you're struggling to stay within target CPA. It's best used by experienced advertisers who can monitor performance and adjust regularly. It gives more control, but also requires more effort.

How do I scale spend without letting CPA skyrocket?

Increase budget gradually, rotate creative often, and avoid overlapping audiences. Scaling too quickly can lead to audience saturation and rising CPAs.