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Facebook Ads Cost Per Purchase Benchmarks for Finance in New Zealand

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Cost Per Purchase for Finance in New Zealand

October 2024 - October 2025

Insights

Detailed observation of presented data

Executive summary

  • Finance in New Zealand shows cost-per-purchase well above market on average: 218.93 vs 49.97 globally (about 4.4x higher), based on overlapping months from Oct 2024 to Jun 2025.
  • However, the median tells a different story: 77.59 in New Zealand vs 51.53 globally (about 1.5x higher), indicating the average is inflated by a few large spikes.
  • Volatility is extreme in New Zealand: average month-to-month absolute change ≈ 301.77 (median ≈ 283.26), compared with 2.64 globally. Several months swing by more than ±80%.
  • Notable peaks in December 2024 (684.82) and February 2025 (594.16); trough in November 2024 (1.11). From first to last month, New Zealand rises +89.5%, while the global baseline is nearly flat (+0.6%).
  • Seasonality is pronounced: elevated costs in Q4–Q1 with a significant December spike; moderation in March–April; uptick in May; softening in June.

This analysis looks at cost-per-purchase trends for industry Finance and target country New Zealand compared to the global trend. The analysis is based on $3B worth of advertising data from our dataset, which provides strong directional benchmarks.

Scope and framing

  • Metric: cost-per-purchase (median by month)
  • Selection: Finance, New Zealand
  • Comparison: global baseline (all industries/countries)
  • Period overlap used for comparison: Oct 2024–Jun 2025

Trends in the selected time series

  • Average: 218.93; median: 77.59.
  • High: 684.82 in Dec 2024; low: 1.11 in Nov 2024.
  • First to last change: 23.57 (Oct 2024) to 44.66 (Jun 2025), +89.5%.
  • Volatility:
  • Average absolute month-to-month change: ≈ 301.77.
  • Largest jumps/dips:
  • Nov vs Oct: −95% (23.57 to 1.11).
  • Dec vs Nov: >600x increase (1.11 to 684.82).
  • Feb vs Jan: +164% (225.08 to 594.16).
  • Mar vs Feb: −87% (594.16 to 77.29).
  • Stability pockets: March–April hold near 77.3–77.6 before a May lift (242.11) and June pullback (44.66).

Comparison with the global baseline

  • Baseline average: 49.97 (high: 53.89 in Feb 2025; low: 43.19 in Nov 2024).
  • Baseline first to last change: 46.67 (Oct 2024) to 46.96 (Jun 2025), +0.6%.
  • Relative positioning:
  • Average level: New Zealand ≈ 4.4x above market.
  • Median level: New Zealand ≈ 1.5x above market.
  • Month count above market: 6 of 9 months (Dec–May) above baseline; Oct, Nov, and Jun below or in line.
  • Volatility comparison:
  • New Zealand average absolute MoM change ≈ 301.77 vs 2.64 globally, signaling far greater instability in monthly costs.

Seasonal patterns and timing

  • Global pattern is steady with modest elevation in Nov–Feb, consistent with typical Q4–Q1 pressure.
  • New Zealand exhibits intensified seasonality:
  • Sharp December 2024 spike and renewed February 2025 peak (above market).
  • Normalization in March–April, mirroring global moderation.
  • May re-acceleration and softer June, ending slightly below the global level.

Bottom line

Across Oct 2024–Jun 2025, Finance in New Zealand is above market on cost-per-purchase, with averages heightened by December and February spikes. Median positioning suggests many months are closer to, but still above, global norms. Volatility is materially higher than the global trend, with several large month-to-month swings. Understanding cost-per-purchase benchmarks on Facebook Ads in industry Finance and New Zealand helps advertisers make more efficient budget and creative choices.

Understanding the Data

Insights & analysis of Facebook advertising costs

Facebook advertising costs vary based on many factors including industry, target audience, ad placement, and campaign objectives. In the Finance industry, Facebook ad costs can be typically higher due to high competition and valuable conversions. For campaigns targeting New Zealand, advertisers should consider local market factors and user behavior. Different campaign objectives lead to varying costs based on how Facebook optimizes for your specific goals. The data shown represents median values across multiple campaigns, and individual results may vary based on ad quality, audience targeting, and campaign optimization.

Why we use median instead of average

We use the median CTR because the underlying distribution of click-through rates is highly skewed, with a small share of campaigns achieving extremely high CTRs. These outliers can inflate a simple average, making it less representative of what most advertisers actually experience. By using the median—which sits at the midpoint of all campaigns—we provide a more rigorous and realistic benchmark that reflects the true underlying data model and helps you set attainable performance expectations.

Key Factors Affecting Facebook Ad Costs

  • Competition within your selected industry and audience demographics
  • Ad quality and relevance score – higher quality ads can lower costs
  • Campaign objective and bid strategy
  • Timing and seasonality – costs often increase during holiday periods
  • Ad placement (News Feed, Instagram, Audience Network, etc.)

Note: This data represents industry median values and benchmarks. Your actual costs may vary based on specific targeting, ad creative quality, and campaign optimization.

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The data behind the benchmarks

All data is sourced from over $3B in Facebook ad spend, collected across thousands of ad accounts that use Superads daily to analyze and improve their campaigns. Every data point is fully anonymized and aggregated—no individual advertiser is ever exposed.

This dataset updates frequently as new ad data flows in. It will only get bigger and better.

New Zealand Advertising Landscape

National Holidays

Jan 1New Year's Day
Jan 2Day after New Year's Day
Feb 6Waitangi Day
Apr 18Good Friday
Apr 21Easter Monday
Apr 25ANZAC Day
Jun 2King's Birthday
Jun 20Matariki
Oct 27Labour Day
Dec 25Christmas Day
Dec 26Boxing Day

Key Shopping Season

Late November–early December (Black Friday/Cyber Monday), Christmas season (Boxing Day sales), Mid‑year promotions (Matariki in June), Back-to-school (late January/early February)

Potential Advertising Impact

CPM and CPC might rise around Waitangi Day and ANZAC Day as public events increase media consumption. Matariki is new public holiday with growing awareness—advertising may see elevated competition. Late November–December Black Friday/Cyber Monday could drive ad costs significantly. Regional anniversary holidays may cause local inventory shifts.

What's a healthy cost per purchase for ecommerce brands?

It depends on your product price and margins. Most brands aim for $10 to $50. For higher-ticket products, a higher CPA may be acceptable as long as you're maintaining a strong return on ad spend.

How does product price impact CPA benchmarks?

Higher-priced products typically have a higher CPA because people take longer to convert. That's not necessarily a problem if your margin can support it. You should measure CPA in context with AOV and LTV.

Why are my purchase costs going up despite stable ROAS?

Your AOV may be increasing, which helps maintain ROAS even if CPA rises. You could also be facing higher CPMs, lower conversion rates, or creative fatigue.

Should I use manual bidding to control CPA more effectively?

Manual bidding can help if you're struggling to stay within target CPA. It's best used by experienced advertisers who can monitor performance and adjust regularly. It gives more control, but also requires more effort.

How do I scale spend without letting CPA skyrocket?

Increase budget gradually, rotate creative often, and avoid overlapping audiences. Scaling too quickly can lead to audience saturation and rising CPAs.