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Facebook Ads CPC Benchmarks for Finance in Sweden

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CPC (Cost Per Click) for Finance in Sweden

December 2024 - December 2025

Insights

Detailed observation of presented data

Introduction

The Finance industry in Sweden tracked a wildly dynamic CPC story over the past year, swinging from bargain-level clicks to premium peaks and back again. Against the global benchmark, Sweden’s CPCs ran hotter on average but with far sharper swings: elevated through Q1, collapsing in late spring, surging into late summer, and spiking to a dramatic October high before a steep year-end comedown. This analysis is based on $3B worth of advertising data from our dataset, which provides strong directional benchmarks. This analysis explores ad performance trends for Finance in Sweden compared to the global benchmark.

The story in the data

Sweden’s Finance CPC started at 1.14 in December 2024 and ended at just 0.14 in December 2025, an 88% decline end-to-end driven by an outsized Q4 reset. The year’s average landed at 2.39, more than double the global average of 1.14 over the same months.

Highs and lows were extreme. The low was December 2025 at 0.14; the high was October 2025 at 9.63 — a 71x swing. Other standout months: March (2.67) closed a strong Q1, May and June fell sharply to 0.42 and 0.59, August rebounded to 4.49, and November cooled to 2.76 after October’s spike.

Volatility was the defining feature. Month-to-month absolute change averaged 2.06 points in Sweden, compared with just 0.07 for the global benchmark — roughly 32x more volatile. The steepest moves occurred moving into October (+5.15 from August), out of October (−6.87 into November), and into December (−2.63). In contrast, the global series moved in tight increments, with its largest monthly change around 0.21.

Seasonal and monthly dynamics

The rhythm was pronounced:

  • Q1 momentum: CPC climbed from 1.75 in January to 2.03 in February and 2.67 in March, well above global levels and suggesting elevated costs for Finance audiences in Sweden early in the year.
  • Spring unwind: April eased to 2.52, then May and June dropped sharply to 0.42–0.59, establishing the year’s softest stretch and flipping below the global benchmark.
  • Late-summer escalation: July remained low (0.51) before August jumped to 4.49, foreshadowing heavier competition and higher country-specific ad costs in Sweden heading into peak season.
  • Q4 spike-and-fall: October set the annual high at 9.63, November normalized to 2.76, and December touched the low at 0.14 — a dramatic reset after peak-season pricing.

Globally, CPCs typically firm modestly in Q4; the benchmark rose from 1.10 in October to 1.31 in November before easing to 1.10 in December. Sweden mirrored that shape but at far higher amplitude.

Country vs. Global

Relative to Facebook Ads benchmarks, Sweden’s Finance CPC averaged about 109% above the global level (2.39 vs. 1.14). The gap was not consistent: Sweden ran above market in 7 of the 12 reported months and below in 5. The tightest month was December 2024, when Sweden trailed the global CPC by 11% (1.14 vs. 1.28). The widest overage came in October 2025, when Sweden’s CPC exceeded the global benchmark by roughly 775% (9.63 vs. 1.10). By comparison, the global series remained compact, ranging 1.07–1.31 across the same window, while Sweden ranged 0.14–9.63.

Start-to-end, the global benchmark dipped 14% (1.28 to 1.10), a gentle decline versus Sweden’s 88% slide, reflecting a choppy local market rather than a broad market shift.

Closing

In short, Facebook Ads CPC trends for the Finance industry in Sweden were high-cost on average and markedly more volatile than the global benchmark, with a spring trough, late-summer lift, and an extreme October spike followed by a year-end reset. Understanding CPC benchmarks and country-specific ad costs for Finance in Sweden helps advertisers evaluate performance patterns against global market behavior.

Understanding the Data

Insights & analysis of Facebook advertising costs

Cost Per Click (CPC) is the amount advertisers pay each time a user clicks on their Facebook ad. In the Finance industry, Facebook ad costs can be typically higher due to high competition and valuable conversions. For campaigns targeting Sweden, advertisers should consider local market factors and user behavior. Different campaign objectives lead to varying costs based on how Facebook optimizes for your specific goals. The data shown represents median values across multiple campaigns, and individual results may vary based on ad quality, audience targeting, and campaign optimization.

Why we use median instead of average

We use the median CTR because the underlying distribution of click-through rates is highly skewed, with a small share of campaigns achieving extremely high CTRs. These outliers can inflate a simple average, making it less representative of what most advertisers actually experience. By using the median—which sits at the midpoint of all campaigns—we provide a more rigorous and realistic benchmark that reflects the true underlying data model and helps you set attainable performance expectations.

Key Factors Affecting Facebook Ad Costs

  • Competition within your selected industry and audience demographics
  • Ad quality and relevance score – higher quality ads can lower costs
  • Campaign objective and bid strategy
  • Timing and seasonality – costs often increase during holiday periods
  • Ad placement (News Feed, Instagram, Audience Network, etc.)

Note: This data represents industry median values and benchmarks. Your actual costs may vary based on specific targeting, ad creative quality, and campaign optimization.

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The data behind the benchmarks

All data is sourced from over $3B in Facebook ad spend, collected across thousands of ad accounts that use Superads daily to analyze and improve their campaigns. Every data point is fully anonymized and aggregated—no individual advertiser is ever exposed.

This dataset updates frequently as new ad data flows in. It will only get bigger and better.

Sweden Advertising Landscape

National Holidays

Jan 1New Year's Day
Jan 6Epiphany
Apr 18Good Friday
Apr 20Easter Sunday
Apr 21Easter Monday
May 1Labour Day
May 29Ascension Day
Jun 6National Day
Jun 21Midsummer Day
Nov 1All Saints' Day
Dec 25Christmas Day
Dec 26Second Day of Christmas

Key Shopping Season

Late November (Black Friday is huge), December (Christmas and post-Christmas sales), June (Midsummer seasonal promotions), January (Winter sale season)

Potential Advertising Impact

CPMs might spike during Black Friday and early December, especially in e‑commerce and fashion. Easter and Midsummer holidays often decrease weekday inventory but increase media usage during long weekends. Midsummer tends to be quiet in retail but active in travel and food sectors. Post-Christmas sales in January still see high digital ad demand.

What exactly is CPC in Facebook Ads?

CPC (Cost Per Click) is what you pay each time someone clicks on your ad, on any Facebook Ads placement. It's calculated by dividing your total spend by the number of clicks received. Facebook Ads lists Clicks, Link Clicks and Outbound Clicks separately. The former is the sum of all types of clicks (including, for example, clicks to your profile page, to a link or to a comment).

What's considered a good CPC for Facebook ads in 2025?

The truth is that varies, so play with our tool to get some benchmarks that are relevant to you. CPC values are highly dependent on the region, industry and campaign objective. The US is one of the most expensive markets.

What influences cost per click on Facebook?

Several factors affect CPC: your audience targeting, competition in your industry, ad relevance score, and creative performance. If your ad isn't getting engagement or relevance is low, CPC tends to spike.

Why is my Facebook ad CPC suddenly increasing?

CPC spikes usually happen because of increased competition in your target audience, seasonal trends (like holidays), poor ad relevance scores, or algorithm changes. Check if your audience targeting has become too narrow or if your creative is showing fatigue.

Do desktop and mobile Facebook ads have different CPCs?

Yes, there's a noticeable difference between platforms. Mobile CPCs often run lower than desktop. How many times do check Instagram on your phone and how often do you open it in your computer? There's simply much more mobile inventory. Tip: segment your performance data by placement to understand where your clicks are coming from. Spoiler: it's likely all mobile.

Should I optimize my campaigns for CPC or conversions?

For most businesses, optimizing for conversions will deliver much better ROI than focusing purely on CPC. A low CPC is meaningless if those clicks don't convert. However, if you're running awareness campaigns or some kind content promotion, CPC optimization might potentially make sense, although most experts have switched to conversion optimization by now.

Why do my CPC benchmarks differ from published industry averages?

Your specific audience targeting, creative quality, bidding strategy, and account history all influence your CPC. Industry averages provide a reference point, but your historical performance is a more reliable benchmark for setting expectations and measuring improvement.

Are CPCs cheaper on Instagram or Facebook?

Instagram CPCs are generally slightly higher due to stronger purchase intent and higher competition among advertisers. But it depends on the audience and creative.