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Facebook Ads CPC Benchmarks for Finance in Sweden

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CPC (Cost Per Click) for Finance in Sweden

January 2025 - January 2026

Insights

Detailed observation of presented data

Introduction

Finance advertisers in Sweden spent much of 2025 navigating a sharply higher and far more erratic CPC environment than the global benchmark. The year opened above market, sank to mid-year lows, then surged to an extreme October peak before collapsing to the lowest CPC of the year in December. The amplitude of these swings—especially August and October—defined the story far more than any steady trend. This analysis is based on $3B worth of advertising data from our dataset, which provides strong directional benchmarks. This analysis explores ad performance trends for Finance in Sweden compared to the global benchmark.

The story in the data

Across the 11 reported months in Sweden’s Finance series (September not available), CPC averaged 2.48, more than double the global average of 1.13 for 2025. The year began at 1.75 in January and ended at 0.14 in December, a 92% decline from start to finish—but that masks several dramatic spikes.

  • Highs and lows: The highest CPC landed in October at 9.56, with another notable surge in August at 4.51. The lowest points came in December (0.14) and May (0.42), with July also soft at 0.51.
  • Momentum: Q1 climbed from 1.75 → 2.03 → 2.67. Q2 broke sharply lower, dropping from 2.52 in April to 0.42 in May, then hovering below 0.60 into July. August spiked to 4.51, October spiked again to 9.56, and by December CPC had fallen to 0.14.
  • Volatility: The average absolute change between reported months was 2.19 points, versus just 0.06 for the global benchmark—roughly 37x more volatile.

Seasonal and monthly dynamics

Seasonality showed in fits and starts:

  • Q1 (Jan–Mar) averaged 2.15, elevated and steadily rising month over month.
  • Q2 (Apr–Jun) cooled to a 1.18 average, driven by a deep May trough and subdued June.
  • Q3’s two reported months (Jul–Aug) averaged 2.51, dominated by August’s surge after a soft July.
  • Q4 (Oct–Dec) averaged 4.09, pulled up by an exceptional October before easing into November and reaching the year’s low in December.

While performance typically softens through Q4 as competition rises, this series registered a pronounced October spike followed by a sharp decline into year-end.

Country vs. Global

Relative to the global benchmark, Sweden’s Finance CPC sat above market in 7 of 11 reported months. The gap ran wide:

  • Narrowest difference: June, 47% below global (0.59 vs. 1.10).
  • Typical Q1 gap: roughly 56% to 134% above market.
  • Late-summer surge: August was about 4x global (+300%).
  • Widest gap: October at roughly 8.5x global (+749%).
  • Year-end: December was 87% below global (0.14 vs. 1.06).

Overall, Sweden’s Finance CPC averaged 2.48 for the year, about 119% above the global 1.13. The global series stayed remarkably stable through most months with only a mild lift into November, while Sweden’s profile was choppier, marked by deep troughs and two outsized spikes.

Closing

In summary, Facebook Ads CPC trends for the Finance industry in Sweden in 2025 were markedly higher and more volatile than global Facebook Ads benchmarks, with standout spikes in August and October and a pronounced year-end drop. Understanding country-specific ad costs and CTR performance patterns helps benchmark Finance industry ad performance in Sweden against global CPC analysis.

Understanding the Data

Insights & analysis of Facebook advertising costs

Cost Per Click (CPC) is the amount advertisers pay each time a user clicks on their Facebook ad. In the Finance industry, Facebook ad costs can be typically higher due to high competition and valuable conversions. For campaigns targeting Sweden, advertisers should consider local market factors and user behavior. Different campaign objectives lead to varying costs based on how Facebook optimizes for your specific goals. The data shown represents median values across multiple campaigns, and individual results may vary based on ad quality, audience targeting, and campaign optimization.

Why we use median instead of average

We use the median CTR because the underlying distribution of click-through rates is highly skewed, with a small share of campaigns achieving extremely high CTRs. These outliers can inflate a simple average, making it less representative of what most advertisers actually experience. By using the median—which sits at the midpoint of all campaigns—we provide a more rigorous and realistic benchmark that reflects the true underlying data model and helps you set attainable performance expectations.

Key Factors Affecting Facebook Ad Costs

  • Competition within your selected industry and audience demographics
  • Ad quality and relevance score – higher quality ads can lower costs
  • Campaign objective and bid strategy
  • Timing and seasonality – costs often increase during holiday periods
  • Ad placement (News Feed, Instagram, Audience Network, etc.)

Note: This data represents industry median values and benchmarks. Your actual costs may vary based on specific targeting, ad creative quality, and campaign optimization.

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The data behind the benchmarks

All data is sourced from over $3B in Facebook ad spend, collected across thousands of ad accounts that use Superads daily to analyze and improve their campaigns. Every data point is fully anonymized and aggregated—no individual advertiser is ever exposed.

This dataset updates frequently as new ad data flows in. It will only get bigger and better.

Sweden Advertising Landscape

National Holidays

Jan 1New Year's Day
Jan 6Epiphany
Apr 18Good Friday
Apr 20Easter Sunday
Apr 21Easter Monday
May 1Labour Day
May 29Ascension Day
Jun 6National Day
Jun 21Midsummer Day
Nov 1All Saints' Day
Dec 25Christmas Day
Dec 26Second Day of Christmas

Key Shopping Season

Late November (Black Friday is huge), December (Christmas and post-Christmas sales), June (Midsummer seasonal promotions), January (Winter sale season)

Potential Advertising Impact

CPMs might spike during Black Friday and early December, especially in e‑commerce and fashion. Easter and Midsummer holidays often decrease weekday inventory but increase media usage during long weekends. Midsummer tends to be quiet in retail but active in travel and food sectors. Post-Christmas sales in January still see high digital ad demand.

What exactly is CPC in Facebook Ads?

CPC (Cost Per Click) is what you pay each time someone clicks on your ad, on any Facebook Ads placement. It's calculated by dividing your total spend by the number of clicks received. Facebook Ads lists Clicks, Link Clicks and Outbound Clicks separately. The former is the sum of all types of clicks (including, for example, clicks to your profile page, to a link or to a comment).

What's considered a good CPC for Facebook ads in 2025?

The truth is that varies, so play with our tool to get some benchmarks that are relevant to you. CPC values are highly dependent on the region, industry and campaign objective. The US is one of the most expensive markets.

What influences cost per click on Facebook?

Several factors affect CPC: your audience targeting, competition in your industry, ad relevance score, and creative performance. If your ad isn't getting engagement or relevance is low, CPC tends to spike.

Why is my Facebook ad CPC suddenly increasing?

CPC spikes usually happen because of increased competition in your target audience, seasonal trends (like holidays), poor ad relevance scores, or algorithm changes. Check if your audience targeting has become too narrow or if your creative is showing fatigue.

Do desktop and mobile Facebook ads have different CPCs?

Yes, there's a noticeable difference between platforms. Mobile CPCs often run lower than desktop. How many times do check Instagram on your phone and how often do you open it in your computer? There's simply much more mobile inventory. Tip: segment your performance data by placement to understand where your clicks are coming from. Spoiler: it's likely all mobile.

Should I optimize my campaigns for CPC or conversions?

For most businesses, optimizing for conversions will deliver much better ROI than focusing purely on CPC. A low CPC is meaningless if those clicks don't convert. However, if you're running awareness campaigns or some kind content promotion, CPC optimization might potentially make sense, although most experts have switched to conversion optimization by now.

Why do my CPC benchmarks differ from published industry averages?

Your specific audience targeting, creative quality, bidding strategy, and account history all influence your CPC. Industry averages provide a reference point, but your historical performance is a more reliable benchmark for setting expectations and measuring improvement.

Are CPCs cheaper on Instagram or Facebook?

Instagram CPCs are generally slightly higher due to stronger purchase intent and higher competition among advertisers. But it depends on the audience and creative.