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Facebook Ads CPC Benchmarks for Finance in United Kingdom

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CPC (Cost Per Click) for Finance in United Kingdom

December 2024 - December 2025

Insights

Detailed observation of presented data

Introduction

Finance advertisers in Great Britain spent most of the year buying clicks at a discount to the global market, punctuated by two sharp price surges that quickly reversed. The pattern is unmistakable: sustained low CPCs in early and late 2025, a brief spike in March, an extreme peak in August, and a deep year-end trough. Volatility was far higher than the global benchmark, but the overall cost level remained well below it.

This analysis is based on $3B worth of advertising data from our dataset, which provides strong directional benchmarks. This analysis explores ad performance trends for Finance in Great Britain compared to the global benchmark.

The story in the data

  • Starting point: CPC opened at 1.08 in December 2024 and ended at 0.14 in December 2025, an 87% decline across the period.
  • Average and median: The 13‑month average settled at 0.64, while the median month sat lower at 0.33, indicating a few outsized spikes lifted the mean.
  • Highs and lows: The series peaked in August (2.62) and bottomed in December (0.14), a range of 2.48 points.
  • Volatility: Month‑to‑month swings averaged 0.67 points—more than ten times the global benchmark’s 0.06—reflecting a choppy, event‑driven CPC trend.

Key movements:

  • Early softness: January (0.26) and February (0.25) drifted well below global costs.
  • Late‑Q1 lift: March jumped to 1.34, briefly rising above the global level (+18% vs. global).
  • Q2 cooling: April–June eased from 0.57 to 0.33, keeping CPCs roughly 50–70% below the benchmark.
  • The spike: July’s 0.28 leapt to 2.62 in August (+834% month over month), then snapped back to 0.29 in September (−89% MoM).
  • Year‑end slide: October (0.30) and November (0.39) faded into a December low of 0.14.

Across 2025 alone, Finance CPC in Great Britain averaged 0.61 versus the global 1.13, a 46% discount.

Seasonal and monthly dynamics

The rhythm was asymmetric. Q1 started soft, then surged in March. Q2 trended lower, with May–June settling into a relatively inexpensive band (0.33–0.57). Q3 was defined by a singular August spike; without August, Q3 would have resembled July and September’s low‑CPC environment (~0.28–0.29). Q4 typically tightens globally, but Great Britain’s Finance CPCs softened instead: October and November stayed subdued before a new low in December, pulling the Q4 average to 0.28.

Great Britain vs. Global

  • Level: Great Britain’s Finance CPC averaged 0.64 versus a global benchmark of 1.14—about 44% lower overall.
  • Consistency: The market sat below global levels in 11 of 13 months; only March and August cleared the benchmark.
  • Gap profile: The narrowest gap appeared in December 2024 (≈15% below global), while the widest divergence showed in August (+139% above). Most months trailed the benchmark by 50–80%.
  • Benchmark backdrop: Globally, CPCs were steady (1.07–1.32), with a mild rise into November and a tight overall range, underscoring how much more volatile Great Britain’s Finance CPCs were over the same period.

Closing

In short, Facebook Ads CPC trends for Finance in Great Britain show a year dominated by discounted, low‑cost clicks with two brief price surges—March and an outsized August spike—against a steady global benchmark. Understanding Facebook Ads benchmarks and country‑specific ad costs for Finance in Great Britain helps teams evaluate industry ad performance and compare local CPC patterns to global CPC analysis.

Understanding the Data

Insights & analysis of Facebook advertising costs

Cost Per Click (CPC) is the amount advertisers pay each time a user clicks on their Facebook ad. In the Finance industry, Facebook ad costs can be typically higher due to high competition and valuable conversions. For campaigns targeting United Kingdom, advertisers experience moderate to high costs with strong performance in urban areas. Different campaign objectives lead to varying costs based on how Facebook optimizes for your specific goals. The data shown represents median values across multiple campaigns, and individual results may vary based on ad quality, audience targeting, and campaign optimization.

Why we use median instead of average

We use the median CTR because the underlying distribution of click-through rates is highly skewed, with a small share of campaigns achieving extremely high CTRs. These outliers can inflate a simple average, making it less representative of what most advertisers actually experience. By using the median—which sits at the midpoint of all campaigns—we provide a more rigorous and realistic benchmark that reflects the true underlying data model and helps you set attainable performance expectations.

Key Factors Affecting Facebook Ad Costs

  • Competition within your selected industry and audience demographics
  • Ad quality and relevance score – higher quality ads can lower costs
  • Campaign objective and bid strategy
  • Timing and seasonality – costs often increase during holiday periods
  • Ad placement (News Feed, Instagram, Audience Network, etc.)

Note: This data represents industry median values and benchmarks. Your actual costs may vary based on specific targeting, ad creative quality, and campaign optimization.

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The data behind the benchmarks

All data is sourced from over $3B in Facebook ad spend, collected across thousands of ad accounts that use Superads daily to analyze and improve their campaigns. Every data point is fully anonymized and aggregated—no individual advertiser is ever exposed.

This dataset updates frequently as new ad data flows in. It will only get bigger and better.

United Kingdom Advertising Landscape

National Holidays

Jan 1New Year's Day
Jan 22nd January (Scotland)
Apr 18Good Friday
Apr 21Easter Monday
May 5Early May Bank Holiday
May 26Spring Bank Holiday
Aug 25Summer Bank Holiday
Dec 25Christmas Day
Dec 26Boxing Day

Key Shopping Season

Late November (Black Friday/Cyber Monday surge), Late December (Christmas & Boxing Day promotions), Early May holiday weekend promotions

Potential Advertising Impact

CPM and CPC might increase around early May and late August bank holidays as people engage in leisure travel or retail browsing. During Black Friday/Cyber Monday, retail CPMs could spike sharply in fashion, electronics, and online shopping. Late December typically sees peak CPMs, with e‑commerce budgets needing early ramp-up.

What exactly is CPC in Facebook Ads?

CPC (Cost Per Click) is what you pay each time someone clicks on your ad, on any Facebook Ads placement. It's calculated by dividing your total spend by the number of clicks received. Facebook Ads lists Clicks, Link Clicks and Outbound Clicks separately. The former is the sum of all types of clicks (including, for example, clicks to your profile page, to a link or to a comment).

What's considered a good CPC for Facebook ads in 2025?

The truth is that varies, so play with our tool to get some benchmarks that are relevant to you. CPC values are highly dependent on the region, industry and campaign objective. The US is one of the most expensive markets.

What influences cost per click on Facebook?

Several factors affect CPC: your audience targeting, competition in your industry, ad relevance score, and creative performance. If your ad isn't getting engagement or relevance is low, CPC tends to spike.

Why is my Facebook ad CPC suddenly increasing?

CPC spikes usually happen because of increased competition in your target audience, seasonal trends (like holidays), poor ad relevance scores, or algorithm changes. Check if your audience targeting has become too narrow or if your creative is showing fatigue.

Do desktop and mobile Facebook ads have different CPCs?

Yes, there's a noticeable difference between platforms. Mobile CPCs often run lower than desktop. How many times do check Instagram on your phone and how often do you open it in your computer? There's simply much more mobile inventory. Tip: segment your performance data by placement to understand where your clicks are coming from. Spoiler: it's likely all mobile.

Should I optimize my campaigns for CPC or conversions?

For most businesses, optimizing for conversions will deliver much better ROI than focusing purely on CPC. A low CPC is meaningless if those clicks don't convert. However, if you're running awareness campaigns or some kind content promotion, CPC optimization might potentially make sense, although most experts have switched to conversion optimization by now.

Why do my CPC benchmarks differ from published industry averages?

Your specific audience targeting, creative quality, bidding strategy, and account history all influence your CPC. Industry averages provide a reference point, but your historical performance is a more reliable benchmark for setting expectations and measuring improvement.

Are CPCs cheaper on Instagram or Facebook?

Instagram CPCs are generally slightly higher due to stronger purchase intent and higher competition among advertisers. But it depends on the audience and creative.