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Facebook Ads CTR Benchmarks for Finance in Australia

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CTR (Click Through Rate) for Finance in Australia

October 2024 - October 2025

Insights

Detailed observation of presented data

Key takeaways

  • This analysis looks at click-through-rate trends for industry Finance and target country Australia compared to the global trend, based on $3B worth of advertising data from our dataset, which provides strong directional benchmarks.
  • Finance in Australia ran below market overall: average click-through-rate (CTR) of 1.43% versus the global baseline’s 1.78% (−0.34 percentage points, −19%).
  • Volatility was high locally: average month-to-month absolute change of 0.63 percentage points (pp) and a 54% coefficient of variation, versus a very stable global pattern at 0.05 pp MoM and 6% CV.
  • A sharp seasonal spike in January 2025 (3.47%) was followed by a sustained dip through May (0.58%), then a gradual recovery into August (1.19%). In Q4, November outperformed while December softened.
  • Across the overlapping window (Oct 2024–Aug 2025), Finance in Australia was above market in 2 of 11 months (November and January) and below market in the remaining 9 months.

Overview of Finance in Australia (selected data)

  • Average CTR: 1.43%
  • High: 3.47% in January 2025
  • Low: 0.58% in May 2025
  • Range: 2.89 pp
  • Volatility: average MoM absolute move of 0.63 pp; standard deviation 0.78 pp
  • First-to-last change: 1.64% (Oct 2024) to 1.19% (Aug 2025), −0.45 pp (−27.5%)
  • Notable movements:
  • November uplift to 2.04%, followed by a December dip to 1.57%
  • January spike to 3.47%—the period’s clear outlier high
  • Steep declines through April–May, bottoming at 0.58% (May)
  • Recovery from May to August (+0.61 pp, +105% relative)

Comparison to the global baseline

  • Global average (aligned window): 1.78%, peaking at 2.02% in August and troughing at 1.67% in February; range 0.35 pp.
  • Relative positioning:
  • Average: selected 1.43% vs. global 1.78% (−0.34 pp; −19% below average)
  • Highs and lows: Australia posted a much higher peak (3.47% vs. 2.02%) but a much lower trough (0.58% vs. 1.67%), indicating wider swings.
  • Volatility: selected MoM average move 0.63 pp vs. global 0.05 pp; standard deviation 0.78 pp vs. 0.10 pp—meaning local CTRs were far more variable.
  • Trend shape:
  • Global CTRs were steady to gradually rising from Q1 into late summer.
  • Australia showed a pronounced January surge and a notable April–May dip, then partial normalization into August.
  • Month-by-month positioning: above market in November and January; below market in all other months observed.

Seasonality and pattern notes

  • Q4 behavior: a November lift followed by a December cooldown appears in the Australian Finance data, while the global trend was steadier through the same period.
  • New Year effect: January showed an outsized CTR spike in Australia, well above the global pattern.
  • Late spring to early winter (Apr–May) weakness locally contrasts with the global series, which stayed stable to improving.

Understanding click-through-rate benchmarks on Facebook Ads in industry Finance and Australia helps advertisers make more efficient budget and creative choices.

Understanding the Data

Insights & analysis of Facebook advertising costs

Click-Through Rate (CTR) is the percentage of impressions that resulted in a click on the Facebook ad. In the Finance industry, Facebook ad costs can be typically higher due to high competition and valuable conversions. For campaigns targeting Australia, advertisers typically see good engagement rates despite moderate costs. Different campaign objectives lead to varying costs based on how Facebook optimizes for your specific goals. Why we use median instead of average We use the median CTR because the underlying distribution of click-through rates is highly skewed, with a small share of campaigns achieving extremely high CTRs. These outliers can inflate a simple average, making it less representative of what most advertisers actually experience. By using the median—which sits at the midpoint of all campaigns—we provide a more rigorous and realistic benchmark that reflects the true underlying data model and helps you set attainable performance expectations. The data shown represents median values across multiple campaigns, and individual results may vary based on ad quality, audience targeting, and campaign optimization.

Why we use median instead of average

We use the median CTR because the underlying distribution of click-through rates is highly skewed, with a small share of campaigns achieving extremely high CTRs. These outliers can inflate a simple average, making it less representative of what most advertisers actually experience. By using the median—which sits at the midpoint of all campaigns—we provide a more rigorous and realistic benchmark that reflects the true underlying data model and helps you set attainable performance expectations.

Key Factors Affecting Facebook Ad Costs

  • Competition within your selected industry and audience demographics
  • Ad quality and relevance score – higher quality ads can lower costs
  • Campaign objective and bid strategy
  • Timing and seasonality – costs often increase during holiday periods
  • Ad placement (News Feed, Instagram, Audience Network, etc.)

Note: This data represents industry median values and benchmarks. Your actual costs may vary based on specific targeting, ad creative quality, and campaign optimization.

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The data behind the benchmarks

All data is sourced from over $3B in Facebook ad spend, collected across thousands of ad accounts that use Superads daily to analyze and improve their campaigns. Every data point is fully anonymized and aggregated—no individual advertiser is ever exposed.

This dataset updates frequently as new ad data flows in. It will only get bigger and better.

Australia Advertising Landscape

National Holidays

Jan 1New Year's Day
Jan 27Australia Day (observed)
Apr 18‑21Easter weekend
Apr 25Anzac Day
Jun 9King's Birthday
Oct 6Labour Day
Dec 25Christmas Day
Dec 26Boxing Day

Key Shopping Season

Late December (Christmas and Boxing Day), Early December (Cyber Monday), January (Back-to-school), May (Mother's Day)

Potential Advertising Impact

Ad costs could spike around major holidays, especially Easter, Anzac Day, and Christmas. Increased budgets and earlier scheduling may be necessary. Retailers should consider planning promotions around back-to-school and Mother's Day to maximize campaign effectiveness.

What is CTR and why does it matter for Facebook ads?

CTR (Click-Through Rate) is the percentage of people who click your ad after seeing it. It's calculated by dividing total clicks by total impressions, then multiplying by 100. A high CTR indicates your ad resonates with your audience and helps improve your relevance score, which can lower your overall costs.

What's the average CTR for Facebook ads in 2025?

The average Facebook ad CTR across industries sits around 0.90-1.10%. But there's significant variation. Your specific industry, audience targeting, and campaign objectives should determine your benchmark.

Why is my Facebook ad CTR consistently low?

Low CTR usually stems from poor audience targeting, weak creative, or a disconnect between your ad content and audience needs. Your ad might simply not be standingo out enough. Check if your visuals grab attention, your copy addresses clear pain points, and your audience targeting aligns with people genuinely interested in your offer.

Is CTR still a reliable metric for ad performance in 2025?

Yes—but only in context. High CTR is a signal that your creative works, but it doesn't guarantee conversions. Use it alongside other metrics like conversion rate to get the full picture.