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Facebook Ads CTR Benchmarks for Finance in New Zealand

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CTR (Click Through Rate) for Finance in New Zealand

October 2024 - October 2025

Insights

Detailed observation of presented data

Key takeaways

  • This analysis looks at click-through-rate trends for industry Finance and target country New Zealand compared to the global trend, based on $3B worth of advertising data from our dataset, which provides strong directional benchmarks.
  • Overall level: New Zealand Finance averages 1.62% click-through-rate vs a global baseline of 1.78% over the same period—about 9% below market on average.
  • Direction: From October 2024 to August 2025, New Zealand declines 13.2% (1.30% to 1.13%), while the global baseline rises 14.7% (1.76% to 2.02%).
  • Volatility: New Zealand shows high month-to-month movement (±1.41 percentage points on average) versus a very stable global baseline (±0.05 percentage points).
  • Seasonality: December softness and a January spike stand out in New Zealand; globally, click-through-rate gently improves through Q2–Q3 after a muted Q4–January.

Selected time-series highlights

  • Timeframe: October 2024–August 2025 (11 months).
  • Average: 1.62%.
  • High: 4.22% in January 2025.
  • Low: 0.51% in April 2025.
  • First-to-last change: -13.2% (1.30% in October 2024 to 1.13% in August 2025).
  • Volatility: Average absolute month-to-month change of 1.41 percentage points.
  • Notable moves:
  • November jump to 2.37% (+1.07 p.p. m/m).
  • December dip to 0.88% (-1.49 p.p. m/m).
  • January spike to 4.22% (+3.34 p.p. m/m), the period high.
  • April trough at 0.51%.
  • June rebound to 2.63% (+1.63 p.p. m/m).
  • July pullback to 0.68% (-1.95 p.p. m/m).

Comparison with the global baseline

  • Average level: New Zealand Finance (1.62%) sits below the global baseline (1.78%) by 0.16 percentage points—below market overall.
  • Highs and lows:
  • New Zealand’s high (4.22% in January) exceeds the global high in the same window (2.02% in August), reflecting sharper peaks.
  • New Zealand’s low (0.51% in April) is far below the global low (1.67% in February), indicating deeper dips.
  • Trend direction: New Zealand drifts lower (-13.2%) from October to August, while the global trend climbs steadily (+14.7%).
  • Stability: New Zealand’s month-to-month volatility (±1.41 p.p.) is much higher than the global baseline (±0.05 p.p.).
  • Monthly positioning:
  • Above market in 4 of 11 months (November, January, February, June).
  • Below market in 7 of 11 months (October, December, March, April, May, July, August).

Seasonal patterns

  • Q4–January: Global click-through-rate is relatively muted in Q4 and January before improving through mid-year. New Zealand Finance aligns with the December softness (0.88%) but diverges with an outsized January spike (4.22%).
  • Mid-year: Global levels rise gradually from February to August, while New Zealand shows choppier mid-year performance—April low (0.51%), a June bounce (2.63%), and a July dip (0.68%).
  • Late summer: August closes below market in New Zealand (1.13% vs 2.02% global), extending the below-average positioning.

Understanding click-through-rate benchmarks on Facebook Ads in industry Finance and New Zealand helps advertisers make more efficient budget and creative choices.

Understanding the Data

Insights & analysis of Facebook advertising costs

Click-Through Rate (CTR) is the percentage of impressions that resulted in a click on the Facebook ad. In the Finance industry, Facebook ad costs can be typically higher due to high competition and valuable conversions. For campaigns targeting New Zealand, advertisers should consider local market factors and user behavior. Different campaign objectives lead to varying costs based on how Facebook optimizes for your specific goals. Why we use median instead of average We use the median CTR because the underlying distribution of click-through rates is highly skewed, with a small share of campaigns achieving extremely high CTRs. These outliers can inflate a simple average, making it less representative of what most advertisers actually experience. By using the median—which sits at the midpoint of all campaigns—we provide a more rigorous and realistic benchmark that reflects the true underlying data model and helps you set attainable performance expectations. The data shown represents median values across multiple campaigns, and individual results may vary based on ad quality, audience targeting, and campaign optimization.

Why we use median instead of average

We use the median CTR because the underlying distribution of click-through rates is highly skewed, with a small share of campaigns achieving extremely high CTRs. These outliers can inflate a simple average, making it less representative of what most advertisers actually experience. By using the median—which sits at the midpoint of all campaigns—we provide a more rigorous and realistic benchmark that reflects the true underlying data model and helps you set attainable performance expectations.

Key Factors Affecting Facebook Ad Costs

  • Competition within your selected industry and audience demographics
  • Ad quality and relevance score – higher quality ads can lower costs
  • Campaign objective and bid strategy
  • Timing and seasonality – costs often increase during holiday periods
  • Ad placement (News Feed, Instagram, Audience Network, etc.)

Note: This data represents industry median values and benchmarks. Your actual costs may vary based on specific targeting, ad creative quality, and campaign optimization.

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The data behind the benchmarks

All data is sourced from over $3B in Facebook ad spend, collected across thousands of ad accounts that use Superads daily to analyze and improve their campaigns. Every data point is fully anonymized and aggregated—no individual advertiser is ever exposed.

This dataset updates frequently as new ad data flows in. It will only get bigger and better.

New Zealand Advertising Landscape

National Holidays

Jan 1New Year's Day
Jan 2Day after New Year's Day
Feb 6Waitangi Day
Apr 18Good Friday
Apr 21Easter Monday
Apr 25ANZAC Day
Jun 2King's Birthday
Jun 20Matariki
Oct 27Labour Day
Dec 25Christmas Day
Dec 26Boxing Day

Key Shopping Season

Late November–early December (Black Friday/Cyber Monday), Christmas season (Boxing Day sales), Mid‑year promotions (Matariki in June), Back-to-school (late January/early February)

Potential Advertising Impact

CPM and CPC might rise around Waitangi Day and ANZAC Day as public events increase media consumption. Matariki is new public holiday with growing awareness—advertising may see elevated competition. Late November–December Black Friday/Cyber Monday could drive ad costs significantly. Regional anniversary holidays may cause local inventory shifts.

What is CTR and why does it matter for Facebook ads?

CTR (Click-Through Rate) is the percentage of people who click your ad after seeing it. It's calculated by dividing total clicks by total impressions, then multiplying by 100. A high CTR indicates your ad resonates with your audience and helps improve your relevance score, which can lower your overall costs.

What's the average CTR for Facebook ads in 2025?

The average Facebook ad CTR across industries sits around 0.90-1.10%. But there's significant variation. Your specific industry, audience targeting, and campaign objectives should determine your benchmark.

Why is my Facebook ad CTR consistently low?

Low CTR usually stems from poor audience targeting, weak creative, or a disconnect between your ad content and audience needs. Your ad might simply not be standingo out enough. Check if your visuals grab attention, your copy addresses clear pain points, and your audience targeting aligns with people genuinely interested in your offer.

Is CTR still a reliable metric for ad performance in 2025?

Yes—but only in context. High CTR is a signal that your creative works, but it doesn't guarantee conversions. Use it alongside other metrics like conversion rate to get the full picture.