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Facebook Ads CTR Benchmarks for Finance in United States

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CTR (Click Through Rate) for Finance in United States

October 2024 - October 2025

Insights

Detailed observation of presented data

Facebook Ads click-through-rate benchmarks: Finance in the United States vs global

This analysis looks at click-through-rate trends for industry Finance and target country United States compared to the global trend. The analysis is based on $3B worth of advertising data from our dataset, which provides strong directional benchmarks.

Key takeaways

  • The United States Finance click-through-rate (CTR) averaged 2.42%, sitting 34% above the global average of 1.81% (a +0.61 percentage point gap). This positions US Finance consistently above market.
  • Volatility is high: average month-to-month movement was 0.46 percentage points vs just 0.05 for the global baseline—about 9x more volatile.
  • Seasonality diverges from global patterns: US Finance CTR rose through Q4 2024 into December, then dipped in January, surged to a June 2025 high, and fell into September. Globally, CTR softened in Q4 and climbed steadily through the year to September.
  • 11 of 12 months were above the global benchmark; only September 2025 was below.

United States Finance CTR: monthly highlights

  • Average: 2.42% across Oct 2024–Sep 2025.
  • High: 3.56% in June 2025 (47% above its own average).
  • Low: 1.79% in September 2025.
  • Range: 1.77 percentage points (3.56% to 1.79%).
  • Month-to-month volatility: average absolute change of 0.46 percentage points.
  • First-to-last change: down 13.9% from October 2024 (2.07%) to September 2025 (1.79%).
  • Notable moves:
  • Q4 2024 climb: Oct 2.07% → Nov 2.38% → Dec 2.80%.
  • January reset: Dec → Jan fell 0.82 points to 1.97%.
  • Spring-to-early-summer surge: Apr 2.48% → May 2.65% → Jun 3.56% (+0.91 points in June alone).
  • Mid-summer drop: Jun → Jul down 0.98 points; continued slide to the yearly low in September.

Global baseline: context for comparison

  • Average: 1.81%.
  • High/Low: 2.12% (September 2025) and 1.67% (February 2025).
  • Range: 0.44 percentage points.
  • Month-to-month volatility: average absolute change of 0.05 percentage points.
  • First-to-last change: up 20.1% from October 2024 to September 2025.
  • Seasonal pattern: softened through Q4 2024, then a steady climb from Q1 to late Q3 2025.

How US Finance stacks up against the global trend

  • Level: Consistently above market—US Finance exceeded the global CTR in 11 of 12 months; the exception was September 2025 (1.79% vs 2.12%, 0.33 points below).
  • Magnitude: The average gap was +0.61 points (+34%). The peak difference occurred in June 2025 (3.56% vs 1.84%), nearly 1.94x the global CTR.
  • Stability: The US Finance series was notably more volatile (0.46 vs 0.05 point average monthly movement). While the baseline trended steadily upward, the US Finance trend featured sharper surges and pullbacks.

Seasonal patterns to note

  • Q4 2024: US Finance CTR rose into December, contrasting with the global dip—indicating stronger year-end engagement in this segment.
  • Q1 reset: January marked a clear pullback from holiday peaks, visible in both the level and month-to-month change.
  • Q2–June lift: A pronounced rise culminated in June, after which CTR declined into late summer/early fall, bottoming in September.

Understanding click-through-rate benchmarks on Facebook Ads in industry Finance and United States helps advertisers make more efficient budget and creative choices.

Understanding the Data

Insights & analysis of Facebook advertising costs

Click-Through Rate (CTR) is the percentage of impressions that resulted in a click on the Facebook ad. In the Finance industry, Facebook ad costs can be typically higher due to high competition and valuable conversions. For campaigns targeting United States, advertisers often face higher costs due to high competition and purchasing power. Different campaign objectives lead to varying costs based on how Facebook optimizes for your specific goals. Why we use median instead of average We use the median CTR because the underlying distribution of click-through rates is highly skewed, with a small share of campaigns achieving extremely high CTRs. These outliers can inflate a simple average, making it less representative of what most advertisers actually experience. By using the median—which sits at the midpoint of all campaigns—we provide a more rigorous and realistic benchmark that reflects the true underlying data model and helps you set attainable performance expectations. The data shown represents median values across multiple campaigns, and individual results may vary based on ad quality, audience targeting, and campaign optimization.

Why we use median instead of average

We use the median CTR because the underlying distribution of click-through rates is highly skewed, with a small share of campaigns achieving extremely high CTRs. These outliers can inflate a simple average, making it less representative of what most advertisers actually experience. By using the median—which sits at the midpoint of all campaigns—we provide a more rigorous and realistic benchmark that reflects the true underlying data model and helps you set attainable performance expectations.

Key Factors Affecting Facebook Ad Costs

  • Competition within your selected industry and audience demographics
  • Ad quality and relevance score – higher quality ads can lower costs
  • Campaign objective and bid strategy
  • Timing and seasonality – costs often increase during holiday periods
  • Ad placement (News Feed, Instagram, Audience Network, etc.)

Note: This data represents industry median values and benchmarks. Your actual costs may vary based on specific targeting, ad creative quality, and campaign optimization.

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The data behind the benchmarks

All data is sourced from over $3B in Facebook ad spend, collected across thousands of ad accounts that use Superads daily to analyze and improve their campaigns. Every data point is fully anonymized and aggregated—no individual advertiser is ever exposed.

This dataset updates frequently as new ad data flows in. It will only get bigger and better.

United States Advertising Landscape

National Holidays

Jan 1New Year's Day
Jan 20Martin Luther King Jr. Day
Feb 17Presidents' Day
May 26Memorial Day
Jun 19Juneteenth
Jul 4Independence Day
Sep 1Labor Day
Oct 13Columbus Day
Nov 11Veterans Day
Nov 27Thanksgiving Day
Dec 25Christmas Day

Key Shopping Season

Late November (Thanksgiving & Black Friday weekend), December (Christmas), Back-to-school (July–September), Summer travel season (Memorial Day onwards)

Potential Advertising Impact

CPM and CPC might rise around major holidays like Memorial Day, Independence Day, and Labor Day, especially in travel and entertainment. Black Friday/Thanksgiving weekend triggers massive spikes in retail ad competition. December ad demand typically peaks—retail campaigns require significantly higher budgets. Back-to-school promotions drive increased competition. Juneteenth may see regional engagement rise.

What is CTR and why does it matter for Facebook ads?

CTR (Click-Through Rate) is the percentage of people who click your ad after seeing it. It's calculated by dividing total clicks by total impressions, then multiplying by 100. A high CTR indicates your ad resonates with your audience and helps improve your relevance score, which can lower your overall costs.

What's the average CTR for Facebook ads in 2025?

The average Facebook ad CTR across industries sits around 0.90-1.10%. But there's significant variation. Your specific industry, audience targeting, and campaign objectives should determine your benchmark.

Why is my Facebook ad CTR consistently low?

Low CTR usually stems from poor audience targeting, weak creative, or a disconnect between your ad content and audience needs. Your ad might simply not be standingo out enough. Check if your visuals grab attention, your copy addresses clear pain points, and your audience targeting aligns with people genuinely interested in your offer.

Is CTR still a reliable metric for ad performance in 2025?

Yes—but only in context. High CTR is a signal that your creative works, but it doesn't guarantee conversions. Use it alongside other metrics like conversion rate to get the full picture.